UAE RATES as of 18 Jul 2026
UAE Base Rate 3.65% — 1M EIBOR 3.76% — 3M EIBOR 3.83% — 6M EIBOR 3.81% — 12M EIBOR 4.13% — Emirates NBD from 3.99% First Abu Dhabi Bank from 3.89% ADCB from 4.15% Mashreq from 4.25% HSBC from 3.94% Dubai Islamic Bank from 4.10% Abu Dhabi Islamic Bank from 4.20% RAKBANK from 4.15% Standard Chartered from 3.98% Emirates Islamic from 4.05% Sharjah Islamic Bank from 4.18% Ajman Bank from 4.23% Invest Bank from 4.28% United Arab Bank from 4.25% Arab Bank from 4.21% Commercial Bank of Dubai from 4.03% National Bank of Fujairah from 4.18%
UAE Base Rate 3.65% — 1M EIBOR 3.76% — 3M EIBOR 3.83% — 6M EIBOR 3.81% — 12M EIBOR 4.13% — Emirates NBD from 3.99% First Abu Dhabi Bank from 3.89% ADCB from 4.15% Mashreq from 4.25% HSBC from 3.94% Dubai Islamic Bank from 4.10% Abu Dhabi Islamic Bank from 4.20% RAKBANK from 4.15% Standard Chartered from 3.98% Emirates Islamic from 4.05% Sharjah Islamic Bank from 4.18% Ajman Bank from 4.23% Invest Bank from 4.28% United Arab Bank from 4.25% Arab Bank from 4.21% Commercial Bank of Dubai from 4.03% National Bank of Fujairah from 4.18%
800 MORTGAGES
TOLL FREE 800 MORTGAGES Get pre-approved
Legal

Terms of Use

Last updated: July 2026

These terms govern your use of the YOUAE Mortgages website. By using this site you agree to them. If you do not agree, please do not use the site.

About us

YOUAE Mortgages is an independent mortgage brokerage operating in the United Arab Emirates. We help clients compare and arrange mortgages across UAE lenders.

Information is indicative, not advice

The content on this site — including guides, rates, the rates ticker, calculators and the AI assistant ("Mr Mortgage") — is provided for general information only. All rates, fees and figures are indicative and subject to change, and are not a formal quote, offer or a guarantee of eligibility. Calculator results and AI responses are estimates and may contain errors. Nothing on this site constitutes financial, legal or tax advice. Your actual mortgage terms depend on the lender and your circumstances, and are confirmed only through a formal application. Always speak to a YOUAE advisor before making a decision.

The AI assistant

Mr Mortgage is an automated assistant that can make mistakes. It is a starting point, not a substitute for advice from a qualified YOUAE advisor, who confirms all details.

Third-party links & rates

The site links to third-party websites and references bank and EIBOR rates from external sources. We are not responsible for the accuracy or content of third-party sites, and published rates may differ from what a lender offers you.

Intellectual property

The content, branding and design of this site belong to YOUAE Mortgages and may not be copied or reused without permission.

Limitation of liability

To the extent permitted by law, YOUAE Mortgages is not liable for any loss arising from reliance on information on this site. Use of the site is at your own risk.

Contact

Questions about these terms? Email info@youaemortgages.com or call 800 MORTGAGES.

These terms are provided for general information and do not constitute legal advice. Please review them with a qualified professional before publication.