UAE RATES as of 18 Jul 2026
UAE Base Rate 3.65% 1M EIBOR 3.76% 3M EIBOR 3.83% 6M EIBOR 3.81% 12M EIBOR 4.13% Emirates NBD from 3.99% First Abu Dhabi Bank from 3.89% ADCB from 4.15% Mashreq from 4.25% HSBC from 3.94% Dubai Islamic Bank from 4.10% Abu Dhabi Islamic Bank from 4.20% RAKBANK from 4.15% Standard Chartered from 3.98% Emirates Islamic from 4.05% Sharjah Islamic Bank from 4.18% Ajman Bank from 4.23% Invest Bank from 4.28% United Arab Bank from 4.25% Arab Bank from 4.21%
UAE Base Rate 3.65% 1M EIBOR 3.76% 3M EIBOR 3.83% 6M EIBOR 3.81% 12M EIBOR 4.13% Emirates NBD from 3.99% First Abu Dhabi Bank from 3.89% ADCB from 4.15% Mashreq from 4.25% HSBC from 3.94% Dubai Islamic Bank from 4.10% Abu Dhabi Islamic Bank from 4.20% RAKBANK from 4.15% Standard Chartered from 3.98% Emirates Islamic from 4.05% Sharjah Islamic Bank from 4.18% Ajman Bank from 4.23% Invest Bank from 4.28% United Arab Bank from 4.25% Arab Bank from 4.21%

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Recent Blogs

What Happens on Mortgage Transfer Day in Dubai?

Mortgage transfer day is the point at which weeks of bank checks, property valuation, paperwork and payment planning finally come together. For most buyers, it

Can You Use Rental Income to Qualify for a Mortgage in Dubai?

Yes, in many cases you can use rental income to strengthen a mortgage application in Dubai. But there is an important catch: rental income only

How to Choose the Right Mortgage Tenure in the UAE

Choosing the right mortgage tenure in the UAE is not about picking the longest term just because the monthly payment looks smaller. It is about

Down Payment vs Deposit in UAE Property Buying: What’s the Difference?

A deposit and a down payment are not always the same thing when buying property in the UAE. A deposit is usually the smaller amount

How Existing Loans and Credit Cards Affect UAE Mortgage Approval

Yes, existing loans and credit cards can affect your UAE mortgage approval. They may reduce how much you can borrow, increase your debt burden ratio,

Buying Off-Plan Property With a Mortgage in Dubai: What Buyers Must Know

Yes, you can buy an off-plan property with a mortgage in Dubai, but it does not work like a normal ready-property mortgage. In most cases,