Am I eligible for a UAE mortgage?
Get an instant, indicative read on whether you’d qualify for a UAE mortgage and how much you could borrow — by residency, employment type, income and age.
* Indicative only. Loan-to-value, minimum income and age limits vary by lender and product.
- Max property (bank-assessed)
- AED 1,989,633
- Loan-to-value
- 80%
- Typical min. income
- AED 10,000
Am I eligible for a UAE mortgage? — FAQs
What is the minimum salary for a mortgage in the UAE?
Most banks look for around AED 10,000 a month for salaried applicants and roughly AED 25,000 for self-employed, though some products start lower. We confirm the right lender for your income.
Can non-residents get a UAE mortgage?
Yes. Non-residents can typically borrow up to 50–75% of the value with a larger deposit. Select “Non-Resident” to see an indicative figure.
Does self-employment change eligibility?
Self-employed applicants are assessed on business income and bank statements, usually need a higher minimum income, but can borrow over a longer term (age limit up to 70).
Numbers looking good? Let’s make it real.
Free, no-obligation advice. We compare every UAE lender and confirm your exact figures.